Rasmussen Module 04 Course Project – Rough Draft Writing the Rough Draft As you begin to move beyond your initial outline and summary, your next step will

Rasmussen Module 04 Course Project – Rough Draft Writing the Rough Draft

As you begin to move beyond your initial outline and summary, your next step will be drafting. Drafting is a very important step in the writing process, but by no means should it be considered the final stage. In it you should focus on putting as much on paper as you can including your Purpose Statement (though it may eventually change), your supporting evidence, and analysis of the evidence. It is less important to worry about having all the correct words and punctuation as it is to work hard to express as much as you can about the topic. When you have completed the Rough Draft, you should be 90% done with the Final Project.

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If it helps, think back to when you drafted your purpose statement in your outline. How has your work up to this point worked toward solving the issue you have identified? What have you unearthed as you have dug into your topic? Addressing similar questions to those from the earlier assignment in your introduction may help you find direction in your draft:

What is the problem?
When does the problem occur?
Who and/or what does it affect?
What are the potential solutions for the problem?
How can you present the solution(s) in a fair way to your audience, respecting their perspective(s)?

Your rough draft will consist of the bulk of your proposal’s content, and should include your proposal broken into four sections:

Purpose: Indicate the purpose statement and scope of your problem – tell us what you will be solving and why you believe it is an important issue.
Problem: Share what the actual problem is and any history that you have regarding it or additional problems that will branch from this initial problem.
Solution: Provide what your solution(s) to the problems are, and outline the steps that you think are needed to get to the solution.
Conclusion: Wrap it all up and provide a conclusion to the reader. Be sure to engage your reader by applying effective organization, appropriate tone, and clear usage.

Also, provide a reference page with a minimum of four references properly formatted in APA style. At least two of your references should be scholarly sources. At this stage, the draft should be between 3-to-5 pages plus the reference page.

I have included my summary and outline. Running head: ANNOTATED BIBLIOGRAPHY
Annotated Bibliography
Aimee Darwin
Rasmussen College
Author Note
This paper is being submitted on February 18, 2019, for Howard Satinsky’s
G171/COM1388 Communicating in Your Profession course.
1
ANNOTATED BIBLIOGRAPHY
2
Annotated Bibliography
Bengtsson-Tops, A., & Hansson, L. (2014). Landlords’ experiences of housing tenants suffering
from severe mental illness: A Swedish empirical study. Community mental health
journal, 50(1), 111-119.
The author seeks to expound on the challenges that are faced by landlords in the event that their
tenants suffer from mental illnesses. Some of the challenges that the author cites include the fact
that the landlords realize that the tenants do not have the ability to take great care of the property
due to their condition. This becomes a big challenge for landlords who have to put in extra time
and money to repair damages that may have been caused by such tenants. Another challenge for
landlords was sensitivity among other tenants. Tenants with serious mental issues portray some
provocative behaviors which may aggravate or scare the other tenants. The author also explains
that landlords are forced to offer support to these tenants, support that should be offered by
professional hence increasing their burden.
Dabara, D. I., Ojo, O., & Augustina, O. (2012). An examination of the tenancy agreement as a
shield in property management in Nigeria. International Journal of Business
Administration, 3(4).
The author expounds on the use of tenant agreements as a shield for landlords. The author
explains that these agreements only protect the landlords on paper especially because most
landlord-tenant relationships are not made official. In the event that landlords allow tenants to
rent property without officially signing the contract, it makes it hard for them to handle matters
that may arise legally. This means that both parties cannot solve their issues legally without a
signed contract that shows the obligations of each party to the other. Tenancy agreements are
ANNOTATED BIBLIOGRAPHY
3
therefore important to both parties and not only the landlord since the tenant has legal rights if
this contract is breached by the landlord.
Lister, D. (2006). Tenancy agreements: a mechanism for governing anti-social behaviour?.
Housing, Urban Governance and Anti-social Behaviour: Perspectives, Policy and
Practice, 119-136.
The author seeks to explain how tenant agreements are being used to encourage anti-social
behaviors in the US. Tenant agreements, therefore, are used by landlords to encourage antisocial
behaviors due to the fact that they control the way people behave and relate when living in the
property or premises. The author also expounds on the legal concept of the tenancy agreement
and how these types of contracts have evolved to become devices of controlling tenant behavior.
The author explores different ways in which the drafting of these tenancy agreements can be
done without infringing on the rights of the tenants while at the same time maintaining the
desired lifestyle envisioned by property owners.
Stiglitz, J. E. (1989). Principal and agent. In Allocation, information and markets (pp. 241-253).
Palgrave Macmillan, London.
The author seeks to explain what the tenancy contract entails. He seeks to establish the different
parties involved in the contract and their obligations towards each other. Tenancy agreements as
legal documents have been seen to shape the behavior of tenants. The author also explains how
tenant agreements when breached are handled legally explaining that the legal framework used
to handle such cases falls under the contract and property laws.
ANNOTATED BIBLIOGRAPHY
4
Waight, M. P., & Oldreive, W. J. (2012). Evaluating the ability of and enabling a blind adult
with a learning disability to sign a tenancy agreement. British Journal of Learning
Disabilities, 40(1), 55-61.
The author seeks to establish the procedure used to evaluate whether a blind tenant is in the right
capacity to sign a tenancy agreement. In this paper, the author details the process used to
evaluate the tenant’s capability which involves the use of Speech and Language therapy as well
as Occupational therapy. The author explains that these methods are used to establish a tenant’s
mental capacity before evaluating the system that is used to provide the information on the
tenancy agreement. In evaluating the use of language and delivery of information in the contract,
the author establishes that this is enough to give the tenant the capacity to sign a tenancy.
ANNOTATED BIBLIOGRAPHY
5
References
Bengtsson-Tops, A., & Hansson, L. (2014). Landlords’ experiences of housing tenants suffering
from severe mental illness: A Swedish empirical study. Community mental health
journal, 50(1), 111-119.
Dabara, D. I., Ojo, O., & Augustina, O. (2012). An examination of the tenancy agreement as a
shield in property management in Nigeria. International Journal of Business
Administration, 3(4).
Lister, D. (2006). Tenancy agreements: a mechanism for governing anti-social behaviour?.
Housing, Urban Governance and Anti-social Behaviour: Perspectives, Policy and
Practice, 119-136.
Stiglitz, J. E. (1989). Principal and agent. In Allocation, information and markets (pp. 241-253).
Palgrave Macmillan, London
Waight, M. P., & Oldreive, W. J. (2012). Evaluating the ability of and enabling a blind adult
with a learning disability to sign a tenancy agreement. British Journal of Learning
Disabilities, 40(1), 55-61.
Running head: LANDLORD/TENANT
1
Tenancy Agreement
Aimee Darwin
Rasmussen College
Author Note
This paper is being submitted on February 13, 2019, for Howard Satinsky’s
G171/COM1388 Communicating In Your Profession course.
LANDLORD/TENANT
2
Tenancy Agreement
Purpose
This paper seeks to delve into discuss a rental contract between a landlord and a tenant
with an option to purchase the said property. Seddon (2015) holds that rental contracts are a
legally binding agreement between a landlord and tenant to let, pay and utilize the said property.
The contract has to meet all the legal elements of a contract, such as offer, acceptance, and
consideration among others for it to be enforceable as was held in Carlill vs. Carbolic Smoke
Ball Co. Ltd [1892]. A contract or deed between a landlord and a tenant may be for a specific
period or unspecified duration.
A landlord and a tenant may, without any kind of duress or misrepresentation, enter into a
rental contract with an option of purchasing the property. These kinds of contracts should be
drafted properly, have water-tight clauses that protect each party’s interest and well executed.
The parties may register the said agreement (Peterson’s, 2010).
Problem
A major challenge with rental contracts in the presence of an agent during the negotiation
of the purchase or renting the property. Tenants bear the burden of meeting administration costs,
contract costs, administration fee and at times the legal fee for all parties involved in the
transaction.
Other problems or challenges would be poor maintenance of the premises by the
Landlord, delayed repairs, lack of proper communication by the landlord, failure to issue a tenant
his or her deposit for the house and utility costs back. Landlords, on the other hand, are not
spared as they suffer a number of challenges while implementing their landlord-tenant
agreement. Some landlords allow tenants to move in before signing an agreement, allowing
tenants into their properties without receiving into their bank accounts the first rental payment
and deposit.
LANDLORD/TENANT
3
Solution or Plan
Therefore, landlords should not let tenants into their properties without getting into a
well-executed and legally binding tenancy or rental agreement. The agreements should have
clauses which seek to protect and promote interests of both the landlord and the tenant
(Peterson’s, 2010). In the event where a third party, such as an agent, is party to the agreement, a
tenant should not bear the costs of the agent’s services. This is because an agent, according to
agency law, is an employee of the principal, that is, the Landlord.
Conclusion
Therefore, this paper shall seek to establish the relationship of a landlord and tenant in a
rental agreement with an option to purchase it, the problems and challenges experienced by both
parties and the available solutions.
LANDLORD/TENANT
4
References
Peterson’s, (2010). Master the real estate license. Lawrenceville: Peterson’s.
Seddon, N. (2015). Seddon on deeds. USA: Federation Press.
1
Running head: COURSE PROJECT OUTLINE
1. Purpose Statement: More Americans get into mortgage contracts that have more
financial disadvantages as opposed to Lease-option agreements (Rent to Own
Agreements), that have far less financial restrictions and complications. As such, more
Americans are losing their homes. This paper will discuss why this phenomenon is so and
the appropriate solutions to this problem.
a) Problem: Unaffordability of Mortgages to Middle and Low-Income Earners
I.
68% of all American adults own homes (“Homeownership in the U.S.
2016 | Statistic”, 2019).
II.
More than 70% of these owners obtained their houses via mortgages.
III.
Only 40% of all mortgage homeowners manage to fully pay for their
homes (Becketti, 2017).
IV.
Less than 5% of all homeowners purchased their home via lease-option
agreements.
b) Consequences of Increased Number of Mortgagers.
I.
II.
III.
The global financial crisis of 2008.
Increased prevalence of foreclosures.
Less low income and middle class people owning homes.
2. Creative and Original Solutions.
A. Discourage Mortgages.
1) Active campaigns to sensitize homeowners on the disadvantages of mortgages.
B. Reduce The Cash Option Fee and Other Charges.
2) Reduce the cash option fee from around 5% to 2% of the lease agreement.
3) Increase the rented period for Lease-option agreements.
COURSE PROJECT OUTLINE
4) Reduce the overall cost of the property as compared to outright payments.
C. Government Incentives to Get Into Lease-Option Agreements.
1) Increased taxes and charges on mortgage agreements.
2) Reduced taxes and other costs on Lease-option agreements.
3) Reduced licenses offered to banks engaging in the mortgage business.
3. Conclusion
1) More and more Americans (more than 75% are getting into debt).
2) Housing debt remains the most prevalent form of debt second to education debt.
3) Lease-option agreements are cheaper as compared to mortgages.
’
2
COURSE PROJECT OUTLINE
3
References
Accredited Website
Becketti, S. (2017). Why America’s Homebuyers & Communities Rely on the 30-Year FixedRate Mortgage. Retrieved from
http://www.freddiemac.com/perspectives/sean_becketti/20170410_homebuyers_communities_fi
xed_mortgage.html
Accredited Website
Homeownership in the U.S. 2016 | Statistic. (2019). Retrieved from
https://www.statista.com/statistics/561961/homeownership-usa/

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